Printers, laminators?

So I am thinking about getting a color printer and laminator, anyone have any recomendations or warnings on brands? For the printer I think I'd want one where I can refill the individual color ink cartridges rather than have to change out all the colors at once-- that seems so wasteful.

I've never had or used a laminator, do most of you use pouch or roll laminators? Hot or cold? I had no idea there were so many choices, and yikes, the prices go sky high!